The Call to Action

Fifteen years ago, I saw a gap in wealth planning. High-net-worth families weren’t just looking for financial solutions—they needed a partner who could simplify the complex, protect their wealth, and honor their values. As a young CFP®, I witnessed too many legacies falter—not from lack of wealth, but from lack of a plan that reflected the family’s heart and vision. That’s when I knew my purpose: to be the guide who turns overwhelming financial puzzles into clear, unshakable strategies.

The Challenge

Estate planning, life insurance, and risk management are a maze. HNW and UHNW families face crushing tax burdens, succession risks, and the fear of wealth disappearing after one generation. Add complicated family dynamics, and it’s easy to feel lost. Too often, families rely on fragmented advisors who miss the bigger picture. The cost? Millions in unnecessary taxes, fractured legacies, or businesses that don’t survive the next transition.

The Transformation

I founded The Fifth Draft to rewrite this story. As a CFP® with more than 15 years of experience, I became the quarterback families needed—coordinating attorneys, CPAs, and family offices to design bulletproof plans. My expertise lies in advanced life insurance design, Irrevocable Life Insurance Trusts (ILITs), premium finance, and Private Placement Life Insurance (PPLI). But it’s not just about technical mastery. I listen to the heartbeat of each family—their values, fears, and dreams—and craft strategies that protect wealth while amplifying legacy. From saving a $50M family business with a buy-sell agreement to eliminating a $10M estate tax liability with PPLI, I’ve helped families secure futures that last generations.

The Mission

The Fifth Draft isn’t just a firm—it’s a movement. It’s about rewriting your story with purpose, aligning money with mission, and building a legacy that’s lived, not just left. I don’t manage assets; I protect them. I don’t just plan; I make the complex clear—designing strategies that are tax-efficient, asset-protected, and built for stability. My clients—HNW families, business owners, and their advisors—come to me because they want more than a plan. They want a partner who sees their vision and makes it real.

The Call to Join

Your legacy deserves more than a rough draft. Whether you’re a family looking to safeguard wealth or an advisor seeking a trusted partner, let’s write the next chapter together. At The Fifth Draft, we don’t just protect wealth—we help you live your legacy today.